History of care health insurance
Care Health Insurance (formerly Religare Health Insurance) has been a subsidiary of Religare Enterprise. It got its IRDAI registration on 26 April 2012 and is one of the five private-sector insurers that have specifically outlined policies in the health, personal accident, and travel insurance segments. In 2021, Religare Health Insurance’s claim settlement ratio was. of 95.2% for the 2021 financial year.
Care Health Insurance currently offers products in the retail segment for Health Insurance, Topup Coverage, Personal Accident, Maternity, International Travel Insurance, and Critical Illness as well as Group Health Insurance and Group Personal Accident Insurance, Micro Insurance products for Corporates. A comprehensive set of rural market and welfare services.
Awards and Recognition
Care Health Insurance has been adjudged “Best Health Insurance Company” at the ABP NewsBFSI Awards 2017 and again at the Emerging Asia Insurance Awards, 2019 and “Best Claims Service Provider of the Year”. “&Awards 2018 at Insurance India Summit. CARE Health Insurance has also received the “Editor’s Choice Award for Best Product Innovation” at Finnoviti in 2017 and “Best Medical/Healthcare” at FICCI Healthcare Excellence Awards in 2015, 2018, and 2019 Insurance Product Award”.
Features & Benefits:
- A wide network of over 7400 hospitals with cashless facilities.
- Global Healthcare Cover.
- It provides coverage for 540 daycare treatments.
- Covers hospitalization for more or less 24 hours.
- Robotic Surgery Cover is offered.
- The policy offers inbuilt maternity cover up to Rs.1 lakh for a Sum Assured above Rs.1 lakh.
- Pre-hospitalization cover for up to 30 days and Posthospitalization covers up to 60 days.
- In Care Health Joy Health Insurance Plan Daycare treatment, hospitalization, and maternity expenses.
- Free coverage of newborns up to 90 days, and then on payment of standard premium.
- Pre-hospitalization cover for up to 30 days and posthospitalization covers for up to 60 days brings.
- No Claim Bonus 100!^ Increase in Sum Assured.
- Maternity claims can be availed with a waiting period of 9 months.
- A single private air-conditioned room can be availed.
- A three-year policy that lets you focus your attention on what is more important to you instead of worrying about policy renewals, claims, etc.
- Tax benefit on premium paid for health insurance policy as per Indian Income Tax Act.
- Flexible policy terms (1 year/2 year/3 year).
- Cashless treatment in 7400 hospitals across the country.
- Patient Hospitalization Coverage up to Sum Assured.
- Annual Health Checkup Facility.
- Day Care Treatment Sum Assured Covers.
- Pre and Posthospitalization cover f
- or 30 and 60 days respectively.
- 100! Additional Sum Assured upon exhaustion of Sum Assured.
- Organ Donor Cover: Rs.50,000 (Care 8) and Rs.1 Lakh (Care 9).
- Alternative treatment and home hospitalization expenses are also reimbursed Goes.
- Ambulance coverage up to Rs.1500 per hospitalization.
OPD cover options: Rs 5000 (Care 8) and Rs 10,000 (Care 9)
NCB Super 50!^ to 100!^
Why Buy Care Health Insurance (earlier known as Religare Health Insurance) Plan?
You can buy some of the most comprehensive and comprehensive medical insurance plans from Care Health Insurance (earlier known as Religare Health Insurance). ), you can check out the list of reasons that make it a profitable option:
Claim-to-Claim Settlement Ratio Care Health Insurance (formerly known as Religare Health Insurance) The company’s claim settlement ratio also reflects positively at 93!^. It is important to examine a company’s CSR, which is the ratio of claims received by the insurer to claims settled. The higher the percentage, the better will be the claim settlement efficiency. The customer service and health insurance team is well equipped to handle your queries round the clock. Simply bring your requirements to the insurer and you will get an adequate solution right away.
Turnaround Items for Cashless Health Insurance Claims in Comprehensive Health Insurance Products: The Insurance products offered by Care Health Insurance (earlier known as Religare Health Insurance) company are all-inclusive. As per the plan purchased, the insured member can ensure good health by availing of the right treatment at one of the best hospitals in India or abroad.
Care Health Cashless Health Insurance Claim Process
Care Health Insurance (earlier known as Religare Health Insurance) can file a cashless health insurance claim for treatment at a registered network hospital. The insured can file a cashless claim with the TPA within 24 hours to 48 hours depending on the hospitalization. Below is the procedure to file a cashless claim with Care Health Insurance (earlier known as Religare Health Insurance): To register your claim request on the insurer’s toll-free number 18001024488. If hospitalization was planned you must notify within 24 hours. In case of planned hospitalization, you can inform 48 hours before the hospitalization.
Initiating the pre-authorization process: The insured or claimant needs to fill out a pre-authorization form. Fill out the form and submit it to the TPA and they will share it with Care Health Insurance (earlier known as Religare Health Insurance).
Document Submission and Verification: Submit the Cashless Claim Form with all the documents.
Acceptance of Cashless Claim: The form and documents will be verified by the insurer and based on that your claim will be accepted or rejected.
Cashless Claim Settlement: Once your preauthorization claim request is approved, the insurer will notify the insured and the hospital, and the treatment cost will be reimbursed.
Types of health insurance policies provided by Care:
The policies that form a part of the company’s health insurance plans portfolio are listed below:
- Caring Freedom
- Caring Heart
- Caring Senior
- Care Benefit
- Health Care Policy
- Cancer Mediclaim
- severe mediclaim
Care health insurance care plan
This health insurance plan provides cover for the policyholder and his family in case of any medical emergency.
Care Freedom is a diabetes health insurance plan that comes without any pre-policy checks. The cover is available on an individual as well as a floater basis.
The Care Heart is a heart insurance policy that provides cover for pre-existing heart diseases.
Individuals aged 61 years and above can buy the policy.
A top-up health insurance plan that offers various facilities such as inpatient care, tax benefits, pre, and post-hospitalization, and day Care comes with the treatment, enhanced plan.
Care Advantage is a health insurance plan that comes with a cover of up to Rs 1 crore. Rs.25 Lakh, Rs.50 Lakh, and Rs.1 Crore are the various sum insured available options.
Arogya Sanjeevani Policy
Arogya Sanjeevani Policy is a standard health insurance policy that comes with AYUSH cover. Covered under pre and posthospitalization policy. The policy is available on an individual or floater basis.
Under the policy, cancer cover is provided and does not depend on the type or stage. Some of the salient features of the policy are Day Care Treatment, OPD Expenses, Organ Donor Cover, Annual Health checkups, Alternative Treatment, Doctor on Call, Global Coverage, Ambulance Cover, and Air Ambulance. The different sum insured options available are Rs 10 lakh, Rs 25 lakh, Rs 50 lakh, Rs 1 crore, and Rs 2 crore.
get in touch with Care’s customer support desk. Also, you can visit its ‘Claims’ webpage to know more about your particular insurance cover.
What are the benefits of a health card?
The health card must be displayed at the time of admission to the network hospital for cashless hospitalization. This ID card contains the contact details of the third-party administrator in case of a medical emergency, you can call on the given number for assistance in a cashless hospitalization claim.
Are Care and Religare Health Insurance the same thing?
Religare Health Insurance has renamed itself as Care Health Insurance.
What is the use of Care Health Insurance?
Care Health Insurance is a specialized health insurer offering products in retail for health insurance, top-up coverage, personal accident, maternity, international travel insurance and critical illness as well as group health insurance. and Group Personal Accident Insurance, Micro Insurance for Corporates.
Who owns Religare Health Insurance?
Care Health Insurance (formerly Religare Health Insurance Company Limited) is part of the Religare Group and is a direct subsidiary of Religare Enterprises Limited.